Objective of West Bengal Student Credit Card Scheme
The main objective of the West Bengal Student Credit Card is to provide loans to students for higher education. Through this scheme loans up to Rs, 10 lakh will be provided to students which will help them to pursue their higher education without thinking about the financial burden. Now each and every student of West Bengal will be able to get higher education. This scheme will also reduce the unemployment rate among the citizens of West Bengal as now more students will be able to get education and employment.
Interest Rate Under West Bengal Student Credit Card Scheme
All those students who are studying in class 10th and above can take the benefit from the West Bengal student credit card scheme. Through this scheme, students can avail a hassle-free and collateral-free loan with a nominal interest of 4%.
Benefits And Features Of West Bengal Student Credit Card
Through this Scheme, students will be provided educational loans up to Rs 10 lakh for higher studies
Students studying in class 10th or above will be able to take benefit of this scheme
The loan provided through this scheme will be available at a very low rate of interest
In order to get the number of loans students will be provided a credit card
Through this credit card, students can withdraw the amount of loan
All those students who are living in West Bengal for the last 10 years can take benefit of this scheme
West Bengal Student Credit Card can also be availed for undergraduate, postgraduate, doctoral, and postdoctoral studies in India or abroad
The benefit of this scheme can avail till 40 years of age
After getting job students to have to repay the amount of the loan within a period of 15 years
Eligibility Criteria of West Bengal Student Credit Card
- The applicant must be permanent resident of West Bengal
- Applicant must be living in West Bengal for a period of at least 10 years
- The upper age limit to apply for this scheme is 40 years
Required Documents To Apply For West Bengal Student Credit Card Scheme
Aadhar card
Residence certificate
Age proof
Ration card
Income certificate
Bank account details
Mobile number
Passport size photograph
Apply Online West Bengal Student Credit Card Scheme
Registration
First of all, go to the official websitehttps://wbscc.wb.gov.in/of the West Bengal student credit card scheme
On the homepage, you are required to click onStudent Registration
Enter the required information in the registration form.
Unique ID will generate and it will send to your registered mobile number
Login
Now you are required to click on thestudent login
After that, you have to enter the application ID, password, and captcha code
Now you have to click on the login
Applicant dashboard will appear before you
Now you have to click on the application detail
After that you have to click on the edit loan application
The application form will appear before you
You have to enter the following details in this application form
Personal details
Co borrower details
Present address details
Permanent address details
Course and income details
Bank details of the student
Now you have to click on save and continue
After that, you have to upload the following documents
Latest color photograph of the student
Latest color photograph of the co-applicant
Signature of the student as specified
Co borrower address proof
Signature of the overawe legal guardian
Student’s Aadhar card
Students PAN card or undertaking as specified
Co borrower PAN card or undertaking as specified
Admission receipt of the institution
Class 10th board registration certificate
Now you have to click on save and continue
A new page will appear before you
You have to click on the submit application
After that, a dialogue box will appear before you asking you if you want to confirm to submit or not
You have to click on yes
By following this procedure you can apply under the West Bengal student credit card scheme